Understand your crypto payment fees
The standard shop service-fee setting is 1%. Your account or shop may have a custom rate. Review service fees, transfer fees, and the payment quote for the selected asset and network.
1%
default rate
The actual rate follows your shop configuration. A merchant-specific default can apply to new shops. Confirm your rate and commercial terms before accepting live payments.
Invoice service fees, transfer fees, and withdrawal costs are separate items. Use the displayed quote and request details to review the amount you pay or receive.
Payment tools
- Invoices with hosted crypto checkout
- Reusable payment links and embeddable buttons
- Shop-scoped API keys and signed invoice webhooks
- Sandbox shop testing
- TOTP two-factor authentication
- Shop and accepted-asset configuration
- Browser-based POS terminal
- WooCommerce payment plugin
Who pays the fee?
Your shop has separate payer settings for the service fee and transfer fee. Review both settings to understand the customer payment amount and the merchant credit.
Customer pays
Charge the customer
A customer-paid service fee is added to the payment quote. A customer-paid transfer fee is also included when that separate setting applies. Review the complete quote at checkout.
Merchant pays
Absorb the fee
Merchant-paid service or transfer fee components affect the amount credited to your balance. The resulting credit depends on the actual payment and configured fee policy.
Common questions about fees
Is the gateway fee always 1%?
The standard shop service-fee setting is 1%. A merchant or shop can have a different configured rate. Confirm the applicable rate for your account and review the invoice quote before accepting payments.
How are gateway and transfer fees handled?
The service fee and transfer fee have separate payer settings. A customer-paid component is added to the payment quote; a merchant-paid component affects the credited amount. The actual breakdown depends on the shop and selected asset and network.
Can the customer cover the fees?
The shop can assign the service fee and transfer fee to the customer. Check both settings and the resulting checkout quote; changing one payer setting does not necessarily change the other.
Where can I confirm commercial terms?
Review the configuration for your shop and contact BluPay before launching if you need confirmation of your account rate, transaction limits, or other commercial terms.
Are withdrawal costs included in the invoice fee?
Withdrawals are a separate operation. Review the withdrawal fee and destination network shown for the request before confirming it; the invoice service fee does not establish a fixed withdrawal cost.
Ready to start?
Configure a shop, confirm your applicable fees, and test the checkout before accepting live payments.